Stop overpaying on your medical bills
The simple platform that helps you analyze, understand, and reduce your medical expenses

The Healthcare Billing Problem
By the numbers
of medical bills contain errors
average overcharge on incorrect bills
spend up to a month getting bills corrected
Get Our Free Guide to Reducing Medical Bills
Download our comprehensive guide that shows you how to:
- Negotiate with healthcare providers effectively
- Understand your medical bills and spot errors
- Find financial assistance programs
- Reduce your medical costs by up to 60%
- Create manageable payment plans

See How It Works
Our AI-powered healthcare experts simplify the process of reviewing and negotiating your medical bills.
How It Works
Scan Your Bill
Simply take a photo or upload your medical bill to our secure platform.
AI Analysis
Our proprietary AI scans for errors and identifies potential savings. Our human experts review the results and springs into action.
Negotiation
We negotiate with healthcare providers on your behalf to reduce your bill.
The Healthcare Billing Crisis
Why This Matters
- Nearly half of insured Americans receive surprise medical expenses
- 70% spend more than two hours trying to resolve billing errors
- Only 30% feel confident in identifying billing errors
The Cost of Inaction
- Thousands of dollars in unnecessary payments
- Countless hours spent on phone calls and paperwork
- Stress and frustration dealing with complex billing systems
We built Lumar Health with love.
Get full visibility into your medical bills and negotiation process. Here are some examples:
Bill Analysis
AI-powered analysis to identify billing errors and overcharges
Cost Insights
Track savings and understand your healthcare spending patterns
Negotiation Status
Real-time updates on your bill negotiation progress
Provider Database
Access historical pricing data for medical procedures
What Our Users Say
I saved over $5,000 on my hospital bill thanks to Lumar Health. I couldn't believe how easy it was!
- Sarah T.
The peace of mind knowing that experts are reviewing my bills is priceless. Highly recommend!
- Michael R.
As someone who's always been intimidated by medical bills, this service is a game-changer.
- Emily L.
Common Questions
How does the service work?
Simply upload your medical bills through our secure platform. Our AI analyzes them for errors, and our team of experts negotiates with providers on your behalf.
What does it cost?
We operate on a success-fee model - you only pay if we save you money. Our fee is a percentage of the amount we save you.
How much can I save?
On average, our users save between 20-60% on their medical bills when errors are found.
Is my information secure?
Yes, we use bank-level encryption and security measures to protect your sensitive information.
Choose Your Plan
Whether you want help with occasional bills or complete peace of mind, we've got you covered.
Pay Per Success
Perfect for occasional medical bills
- Only pay when we save you money
- AI-powered bill analysis
- Expert negotiation team